Fix & Flip Loan aka House Flipping Loan

Fix & Flip Loan, a.k.a. House Flipping Loan | Santa Rosa, California

It can take a lot to flip properties, especially if you’re managing more than one flip. The Santa Rosa Fix & Flip Loan, a.k.a. the Santa Rosa House Flipping Loan is specifically designed to help with that process.

FIX & FLIP LOAN QUICK QUOTE >

If you have big dreams for big properties, we can help finance your vision^[7].
We work within your commercial and personal approvals.

All About Our Santa Rosa Fix & Flip Loans

No experience necessary^[11]
No-fee alternative valuation option now available (for eligible properties^[18])
Extensive rehab financing available (budgets greater than 50% of total costs)^[8]
Individual and business approval for exposure limits up to $10MM with individual property loan amounts from $300K to $10MM^[12]

Financing for up 100% of renovation costs, 95% LTC max ^[16], and 75% ARV LTV max
Optional interest reserves
Other costs included (contractor’s fees, contingency fees, permits, surveys, etc.)

Fix & Flip Loans

LOAN PURPOSE	Rehabilitation loan for residential rental property
INTEREST RATE^[4]	As low as 8.99%
LOAN AMOUNT	$300K - $10MM
LOAN TERM	6 to 18 months
BORROWER	Individual or group
EXPEREINCE	No experience needed
MAX LOAN-TO-VALUE (LTV)^[4]	70 to 75% after repair value^[8]
MAX LOAN-TO-COST (LTC)^[5]	Standard rehab 95%^[16] or extensive rehab 85%^[8]
LTV VS. LTC	We use the best calculation for your project
CONSTRUCTION FINANCING	Up to 100% of rehab costs
PROPERTY TYPE	Attached or detached single family homes Multi-unit properties, 2 to 4 units Multi-unit properties, 5 to 20 units Mixed-use properties Condos

How a Santa Rosa, California Fix & Flip Loan
Can Work for You

Flip multiple properties with the same loan.
Rehabilitate larger, complex properties.
We will thoughtfully advise and lead you through the entire process, answering all the questions you have along the way.

Santa Rosa,
Fix & Flip Loan Data

City, State	Santa Rosa, California
Population	176,753
Map Coordinates	38.44°N 122.70°W
Median Home Price	$603,100
Housing Units Owner Occupied	35,898
Housing Units Renter Occupied	29,692
Hard Money Loan Volume	$121,853,518.20
Rental Property Loan Volume	$149,879,827.39
Bridge Loan Volume	$42,648,731.37
Fix & Flip Loan Volume	$92,608,673.83