Penstock Capital, a leading national broker, specializes in time-sensitive commercial real estate bridge finance. Focused on small to medium bridge loan financings from $3 million to $30 million, our firm is dedicated to fulfilling diverse financing needs across the country.

ASSET TYPES

Multifamily, Retail, Office, Mixed-Use, Senior Housing, Self-Storage, Hospitality, Specialty, Manufactured Housing, Industrial/Flex Every loan is unique, but generally our terms are:

$3–$30
MILLION

LOAN SIZE

1st
Mortgage Lien

SECURITY

6 Months to 3
Years of Term

FROM

75% LTV

UP TO

7%−11%

RATES
FROM

1%−4%

ORIGINATION
FEE

FUNDING USES

  • Highly structured transactions
  • Discounted note pay-offs
  • Property acquisitions
  • Note acquisitions
  • Recapitalizations
  • Complex deal structures
  • Bankruptcy and receivership resolutions
  • Rehabilitation / construction
  • Redevelopment / repositioning
  • Lease-up / stabilization
  • Partner buy-out
  • Other uses depending on borrower’s specific needs

Bridge Loans

LOAN PURPOSE
  • Highly structured transactions
  • Discounted note pay-offs
  • Property acquisitions
  • Note acquisitions
  • Recapitalizations
  • Complex deal structures
  • Bankruptcy and receivership resolutions
  • Rehabilitation / construction
  • Redevelopment / repositioning
  • Lease-up / stabilization
  • Partner buy-out
  • Other uses depending on borrower’s specific needs
INTEREST RATE[1] Rates as low as 6.95%
LOAN AMOUNT $3MM-$30MM[12]
LOAN TERM 6 Months to 3 Years of Term
BORROWER TYPE Individual or Entity
EXPEREINCE All experience levels welcome
REFINANCE MAXIMUM LEVERAGE LOAN –TO-VALUE[4]
AND LOAN-TO-COST[5]
Up to 75%
PURCHASE MAXIMUM LEVERAGE Up to 80%
COST BASIS Purchases and refinances owned more than 180 days
REHAB ALLOWANCE Up to 25% (cosmetic only)
PROPERTY TYPE
  • Single family homes
  • Multifamily
  • Retail
  • Office
  • Mixed-Use
  • Senior Housing
  • Self-Storage
  • Hospitality
  • Specialty
  • Manufactured Housing
  • Industrial/Flex

How a Portland, Oregon Commercial Bridge Loan Can Work for You

  • Penstock Capital specializes in brokering capital partnerships for commercial bridge loan opportunities ranging from $3 million to $30 million.
  • Specializing in real estate loans for asset types, including multi-family, office, hospitality, and other commercial properties.
  • Typical transactions facilitated by Penstock Capital involve urgent closings, robust value propositions, and clear exit strategies, often concluding within 12–24 months of the loan issuance.

About Our Portland
Commercial Bridge Loans

Information about our Portland Commercial Bridge Loans

City, State Portland, Oregon
Population 654,741
Map Coordinates 45.53°N 122.65°W
Median Home Price $445,200
Housing Units Owner Occupied 150,724
Housing Units Renter Occupied 129,452
Hard Money Loan Volume $451,378,445.40
Rental Property Loan Volume $555,195,487.84
Bridge Loan Volume $157,982,455.89
Fix & Flip Loan Volume $343,047,618.50

FUNDING
USES

WE off quick finding for a variety of needs

Find out what Penstock can do for you

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