Fix & Flip Loan, a.k.a. House Flipping Loan | Philadelphia, Pennsylvania
It can take a lot to flip properties, especially if you’re managing more than one flip. The Philadelphia Fix & Flip Loan, a.k.a. the Philadelphia House Flipping Loan is specifically designed to help with that process.
FIX & FLIP LOAN QUICK QUOTE >
If you have big dreams for big properties, we can help finance your vision[7].
We work within your commercial and personal approvals.

All About Our Philadelphia Fix & Flip Loans

  • No experience necessary[11]
  • No-fee alternative valuation option now available (for eligible properties[18])
  • Extensive rehab financing available (budgets greater than 50% of total costs)[8]
  • Individual and business approval for exposure limits up to $10MM with individual property loan amounts from $300K to $10MM[12]
  • Financing for up 100% of renovation costs, 95% LTC max [16], and 75% ARV LTV max
  • Optional interest reserves
  • Other costs included (contractor’s fees, contingency fees, permits, surveys, etc.)

Fix & Flip Loans

LOAN PURPOSE Rehabilitation loan for residential rental property
INTEREST RATE[4] As low as 8.99%
LOAN AMOUNT $300K - $10MM
LOAN TERM 6 to 18 months
BORROWER Individual or group
EXPEREINCE No experience needed
MAX LOAN-TO-VALUE (LTV)[4] 70 to 75% after repair value[8]
MAX LOAN-TO-COST (LTC)[5] Standard rehab 95%[16] or extensive rehab 85%[8]
LTV VS. LTC We use the best calculation for your project
CONSTRUCTION FINANCING Up to 100% of rehab costs
PROPERTY TYPE
  • Attached or detached single family homes
  • Multi-unit properties, 2 to 4 units
  • Multi-unit properties, 5 to 20 units
  • Mixed-use properties
  • Condos

How a Philadelphia, Pennsylvania Fix & Flip Loan
Can Work for You

  • Flip multiple properties with the same loan.
  • Rehabilitate larger, complex properties.
  • We will thoughtfully advise and lead you through the entire process, answering all the questions you have along the way.

Philadelphia,
Fix & Flip Loan Data

City, State Philadelphia, Pennsylvania
Population 1,584,064
Map Coordinates 40.00°N 75.13°W
Median Home Price $183,200
Housing Units Owner Occupied 323,722
Housing Units Renter Occupied 295,783
Hard Money Loan Volume $1,092,053,721.60
Rental Property Loan Volume $1,343,226,077.57
Bridge Loan Volume $382,218,802.56
Fix & Flip Loan Volume $829,960,828.42

About Our Philadelphia,
Fix & Flip Loans

ABOUT OUR FIX & FLIP LOANS
CLICK TO ENLARGE IMAGE

Find out what Penstock can do for you

Compare offers
From up to 3 lenders
Request a quote
Use our fix & flip loan calculator to get an instant quote on a loan that’s tailored to your needs
Get a quote